Welcome to MasterMind University – the free university for financial independence.   This is YOUR place if you are serious about your financial independence, and your quality of life. Here, you will learn battle tested ideas for building foundations under your dreams and loftiest ambitions.

This site will help you avoid some costly trial and error by getting straight to main points. It should demystify topics and prevent you from being fleeced by well-credentialed crooks. You can take expensive classes or seminars. Definitely start here if you are budget conscious (smart, savvy.).

Knowledge is potential power. Being temporarily broke isn’t an excuse not to learn. Luck is where preparation meets opportunity. You supply the work ethic and desire. Let’s get started.

(If English isn’t your primary language, see the Google translate icon at your right (or below on smart phone.))

Select one of the titles below to view more information

Getting Started

Take these 61 steps towards financial independence. These 61 steps are a basic framework. You’ll have to make your own blueprint.  Feel free to print out the 61 steps.

Featured Books & Audios

Get yourself a rock-solid foundation with our recommended reading (and listening). 

The Late-Start Retirement Guide

Advice for those looking to build their nest egg after age 50.

Resources for FI-RE

Links to various useful resources for your mental arsenal, while avoiding costly trial and error. A few self-assessments included.


Articles of interest to the FI-RE crowd, futurists, novice crypto investors and B school people.


List of common words and phrases in personal finance, business, investing, and crypto. You might demystify some buzzwords. Know these words well before most financial conversation (like interviews).

Networking & Group Dynamics

A list of things to keep in mind when running a tribe, community or group of almost any kind.

Mastermind Chat

Recruit for your MasterMind group. Watch people defend their best stock and crypto picks.  Imagine how this could cut your learning curve.  Discuss modern day Machiavellianism. Keep it friendly and above ground 🙂

Wealth Building Ideas

A list of 200+ strategies to accumulate wealth.  This is either a primer or a review.


There are plenty of ideas to earn cash fast and/or find a side-hustle. 156 here.

Easy and Effective Money Saving Ideas

We bet you can save up to $1000 per month implementing easy and often overlooked money saving ideas in your budget. Saving cash isn’t enough for most people to become FI.  But if you HAVE TO plug financial leaks, this should help.

Passive Income

A list of high yield stocks and ETF’s, and some rules of thumb for passive investing. Included now is crypto.

Crisis Investing

Tips on how to prepare for economic crisis. Includes common sense and sophisticated instruments.

Intro to Crypto and Defi

A quick intro to crypto and defi. Included: how to store your coins.

E-Commerce Primer

What you need to get started with your e-commerce side-hustle.


8 sets of commandments and universal laws that help build a basic framework.  These 8 sets of commandments may become increasingly important in the new economy.


A collection of motivational quotes from an array of fields for you and your mastermind group to consider as mini lessons.

Mindset Quotes

A new collection of motivational, inner game, #mindset, and classic tweets, historical quotes & quotes about the future.


Our Financial Education Videos page. Before you search FI vids on YouTube, check out what our featured speakers have to say. (Tai Lopez, Robert Kiyosaki, Aaron Clarey, some academic stuff.)


Answers to questions about personal decision making, where & how trillionaires will come from and another matter. (Top videos.)

Motivational Music Videos

A collection of multi-genre music videos to help change your state now. Several of these songs are played at Tony Robbins seminars.

More Motivational Music Videos

An additional collection of multi-genre music videos to help change your state now.  (Updated in 2022.)

Health Is Wealth

Videos on nutrition and optimal health. My mentor insisted I watch these.

Wealth Calculators

Featuring the Rich Dad wealth ratio calculator, a basic retirement calculator, and three other calcs. 


A list of free education sites, personal finance online forums, a list of business news sites, employment sites, and government sites of interest to the FI crowd, and where you can contact us.

If you think a friend or family member would enjoy a page of this site, please send them the link.

Important Disclaimer: YOU are solely responsible for your personal, financial, and business decisions. We cannot guarantee the accuracy or suitability of the contents of this site for you. As such, results from using Mastermind University will vary. The reader is not guaranteed to retire in 5-10 years. Further, loss of capital (cash) is possible when investing, speculating, and launching businesses. The information in this site is not to be construed as professional advice. This university is not officially affiliated with the teachers, businesses, and gurus included or mentioned herein. Affiliate and referral links are inside. Due to the environment of personal finance, certain portions of text at this site could become obsolete quickly. You can support MMU by purchasing an eBook or audio book on the upper right (or below if on smartphone) via Amazon.